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We consider the following to be very important and recommend that you read this warning and disclaimer before proceeding, as it explains certain legal and regulatory restrictions applicable to any investment services we provide.

Sterling Investment Management Limited (“Sterling”) is authorised and regulated in the UK by the Financial Conduct Authority (“FCA”). On the FCA register, our reference number is 933798. We are not regulated by any other Regulator.

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Disclaimer

It is the responsibility of the individual user to consider his or her legal and regulatory position in the relevant jurisdiction, the risks associated with trading such products and to ensure that the use of the content and the subsequent making of any investment does not contravene any such restrictions or applicable laws and regulations of any jurisdiction. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific security, index, report, opinion, advice or other content. This does not exclude or restrict any duty or liability that Sterling has to its clients under the Financial Services and Markets Act 2000 (as amended from time to time) or any other regulatory system under the laws of applicable jurisdictions.

Sterling or its subsidiaries, associated entities, partners, employees, representatives or suppliers will not be liable, on any grounds whatsoever, contractually or not, for any direct or indirect damage that may arise as the result of it being possible or impossible to gain access to this site, the accessing, visiting or use of this site and/or the information provided, the sending, or receiving of information via this site and/or the operation or non-operation of this site, except in the event of intentional or serious blame on its part. The information contained on this site, including any third-party data is published in good faith and Sterling believes that the information is accurate at the time of publication but no representation or warranty, express or implied, is made by Sterling as to its accuracy or completeness and it should not be relied on as such.

Sterling is not authorised to deal with retail investors and this website and its contents are intended for professional investors only. Nothing in this website is intended to represent a recommendation or investment advice.  Where we mention individual companies this is for illustrative purposes only, to demonstrate our diverse range of investments. Any mention of any company should not be taken as a recommendation or otherwise.  If you are seeking company information, please visit the website of the relevant company.

Over the sixty years of the existence of the YFS Sterling Select Companies Fund, it has invested in many companies across several industries. The companies we mention reflect our investments and views on a given day and are subject to change, anytime and without any announcement or notice, due to corporate activity or general portfolio operation.

Sterling shall therefore have no liability, save for any liability that Sterling may have under the UK Financial Services and Markets Act 2000, for any loss or damage arising out of the use or reliance on the information provided including without limitation, any loss of profit or any other damage, direct or consequential. Nor will Sterling, its subsidiaries, associated entities, partners, employees, representatives or suppliers be, under any circumstances, liable for any corruption of data that may occur as the result of technical problems (e.g. transmission errors, technical failures, breakdowns, intervention of third parties, etc.) and/or for any damage or loss relating to software or hardware that is the result of any virus, defect or malfunction in relation to access or use of the site.

All the contents of this website are the property of Sterling Investment Management Limited.  Nothing on this website is designed to grant any licence or right to use any image, trademark or logo. No act of downloading or otherwise copying from this website will transfer any legal entitlement to any software or material on the website to the transferer. Sterling Investment Management reserves all intellectual property rights to all material on the website and will enforce such rights to the full extent of applicable law.

Past performance is not a guide to future performance. The value of investments and the income from them may go down as well as up and you may not get back the full amount of your original investment. The information provided in this website is solely for use by individuals who are resident in the United Kingdom.  It is not intended as, and should not be regarded as, an offer or solicitation to sell investments in any jurisdiction other than the UK. Individuals who are not resident in the UK should not continue as it may be contrary to local laws or regulations for them to receive information in connection with, or to apply for, a UK investment.  By proceeding, you represent and warrant that you are not resident in, or a citizen of, a jurisdiction outside the UK.

Data Protection and Privacy: To the extent any information you provide or which we obtain from this website constitutes personal data, you consent to its processing by Sterling and its agents and other third parties. If you are submitting your email you are also giving us permission to use it and send you emails. All such companies are required to maintain the confidentiality of such information. If you do not wish your information to be used in this way, you should advise Sterling in writing. Please see our Privacy Policy and Cookie Policy for more detailed information.

You should consider the website as an advertising document that describes Sterling’s capabilities and is for information purposes only. None of the material contained on this website is intended to constitute an offer to sell, or an invitation or solicitation of an offer to buy any product or service provided by Sterling and must not be relied upon in connection with any investment decision. This website does not provide any specific investment advice and does not take into consideration the investment needs of any particular investor or investors. Nothing in this website should be construed as investment, tax, legal or other advice. Irrespective of your size or circumstances please seek professional financial advice to ascertain whether our fund is suitable. It is very likely that our fund may not be suitable, given your personal circumstances and risk profile.

The contents of this website have been approved by Sterling Investment Management Limited which is authorised and regulated by the Financial Conduct Authority.

Governing Law: The content of this website should be construed under and governed by the laws of England and Wales and the courts of this jurisdiction will have exclusive jurisdiction in respect of any dispute that may arise, except where such content is expressed to be governed by the laws of another jurisdiction. If for any reason a court of competent jurisdiction finds any provision of this Important Information section unenforceable, that provision shall be enforced to the maximum extent permissible, and the remainder of this Important Information shall continue in full force and effect.